Last Update: 11.03.2026

Terms & Conditions

Welcome to Sparquo. These Terms & Conditions govern your use of the website located at sparquo.com and any services or digital products provided by Ludmilla Ramos ("Sparquo", "we", "us", "our").

1. Acceptance of Terms

By accessing this website, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree, please discontinue use of the site immediately.

2. Professional Services

Sparquo provides Product Design (UX/UI) and Product Strategy services.


  • Service Agreements: Specific project terms, scope of work, deliverables, and payment schedules are agreed upon in a formal contract or through the terms provided by third-party platforms (e.g., Upwork, Twine, or PayrollPlus).

  • Execution: Service conditions may vary based on the specific platform used to initiate the engagement.

3. Digital Products & Usage License

All templates, frameworks, and ebooks (the "Resources") purchased or downloaded from Sparquo are the intellectual property of Ludmilla Ramos.


  • License: You are granted a non-exclusive, non-transferable license to use these Resources for personal or internal business purposes.

  • Restrictions: You may not resell, redistribute, or sub-license the Resources as standalone files or as part of a marketplace/template.

  • Support: If you encounter any technical issues (e.g., download link failure or corrupted files), please contact us at info@sparquo.com for assistance.

  • Refunds: Due to the digital nature of these products, all sales are final once the download has been initiated, except in cases of major technical defects.

4. Intellectual Property

Unless otherwise stated, Sparquo and/or its licensors own the intellectual property rights for all material on this website, including the specific methodology and strategy behind our case studies and articles. All rights are reserved.

5. Vulnerability Disclosure & Safe Harbour

Sparquo values the security of our infrastructure and our clients' data.


  • Reporting: If you discover a security vulnerability, please report it privately to info@sparquo.com.

  • Safe Harbour: Sparquo will not pursue legal action against researchers who follow ethical disclosure practices, do not access private data, and do not disrupt site performance.

6. Limitation of Liability

In no event shall Sparquo or Ludmilla Ramos be liable for any indirect, consequential, or special liability arising out of or in any way related to your use of this website or the Resources provided.

7. Governing Law

These terms are governed by and construed in accordance with the laws of Switzerland. You submit to the non-exclusive jurisdiction of the courts located in Switzerland for the resolution of any disputes.

Contact

For any questions regarding these Terms, please contact us at: info@sparquo.com.